Jon Corzine

Jon Corzine

Jon Stevens Corzine (born January 1, 1947) is the Governor of New Jersey and a former United States Senator. He was sworn into office on January 17, 2006, for a four-year term ending in 2010, and has said that he intends to run for re-election in 2009. After being elected Governor in 2006, he stepped down from the Senate. He has paid for his own campaigns.

Corzine began his career in banking and finance. In the early and mid 1970s, he worked for Midwestern banks (Continental-Illinois National Bank in Chicago, Illinois and BancOhio National Bank in Columbus, Ohio) during and after his master of business administration (MBA) studies at the University of Chicago Booth School of Business. In 1975 he moved to New Jersey to work for Goldman Sachs. He became Chairman and co-CEO of the firm, but in 1998, he was pushed out of the firm. After his departure from Goldman Sachs, he earned what has been estimated to be $400 million during the 1999 initial public offering of the company.

Corzine was married for thirty-three years to his sweetheart, but separated from her in 2002 and divorced in 2003. He had a relationship with Carla Katz, president of a local branch of the Communications Workers of America which represented state workers. This ended in 2004 and became public during his 2005 campaign for Governor. He resides at Drumthwacket, the New Jersey Governor's official residence in Princeton, New Jersey, and also maintains a residence in Hoboken.

Corzine was born in central Illinois to Nancy June Hedrick and Roy Allen Corzine. He grew up on a small family farm in Willey Station, Illinois and near Taylorville. After completing high school at Taylorville High School, where he had been the football quarterback and basketball captain, he attended the University of Illinois at Urbana-Champaign, where he was a member of the Phi Delta Theta fraternity, and graduated in 1969, earning Phi Beta Kappa honors. While in college, he enlisted in the United States Marine Corps Reserve and served from 1969 until 1975, attaining the rank of sergeant. In 1970 he enrolled in the University of Chicago Booth School of Business, from which he received a Master of Business Administration degree in 1973.

He married his kindergarten and high school sweetheart, Joanne Dougherty, in 1969 at the age of 22, and their 33-year marriage produced three children: Jennifer, Josh, and Jeffrey. The couple separated in 2002 and were divorced in November 2003. In November 2005, Dougherty told The New York Times that Corzine "let his family down, and he'll probably let New Jersey down, too." This quote was used by gubernatorial opponent Doug Forrester in a campaign advertisement.

Corzine had lived with his wife in Summit. After their separation, Corzine moved to a condominium apartment building in Hoboken, in the same building as quarterbacks Eli Manning and Jesse Palmer.

His first experience in business was in the Bond Department at Continental-Illinois National Bank in Chicago where, starting in 1970, he worked as a portfolio analyst while attending the University of Chicago Booth School of Business at night. He then moved to BancOhio National Bank, a regional bank in Columbus, Ohio that was acquired by National City Bank. He worked there until 1975 when he moved his family to New Jersey and was hired as a bond trader for Goldman Sachs. Over the years, he worked his way up to Chairman and CEO of the company in 1994 and successfully converted the investment firm from a private partnership to a publicly traded corporation. Corzine's predecessor had led Goldman to its first money-losing year in its 129-year history and to its near collapse as a firm. Corzine also chaired a presidential commission for Bill Clinton and served on the U.S. Treasury Department's borrowing committee. As a Goldman Sachs senior partner, he was summoned to help compose a rescue package for the Long Term Capital Management when they nearly collapsed in the fall of 1998. According to the U.S. News & World Report, Corzine did not get along with co-CEO Henry Paulson. When Corzine decided to help the bailout Paulson seized control of the firm. As co-chairman of the firm, he oversaw its expansion into Asia. When Goldman Sachs went public after Corzine's departure, Corzine made $400 million.

In the spring of 1999, when Jon Corzine was running for the United State Senate, he met Carla Katz, the then president of Local 1034 of the Communications Workers of America, which represents the largest number of state workers in New Jersey. As Katz later recalled, Corzine offered her a job on his Senate campaign, but she declined the offer. Corzine and Katz were soon dating, and they began appearing in public as a couple in early 2002, shortly after Corzine's separation from his wife Joanne. (The Corzines divorced the following year.) For more than two years Corzine was romantically involved with Katz. She lived with him at his apartment in Hoboken from April 2002 until August 2004.

After Corzine's breakup with Katz, their lawyers negotiated a financial payout in November 2004. According to press accounts, the settlement for Katz exceeded $6 million, including cash (in part used to buy her $1.1 million condominium in Hoboken), a college trust fund to educate her children, a 2005 Volvo sport utility vehicle, and Corzine forgave a $470,000 loan that he had made to Katz in 2002 so that she could buy out her ex-husband's share of their home in Alexandria Township. Katz enrolled in Seton Hall University School of Law on a full scholarship in 2004. Corzine later admitted that he had also given $15,000 to Carla Katz's brother-in-law, Rocco Riccio, a former state employee who had resigned, after being accused of examining income tax returns for political purposes. At the time, Katz was president of the Communications Workers of America Local 1034, which bargains on behalf of many state employees.

In the summer of 2005, when Corzine was running in the New Jersey gubernatorial election, news first emerged of his relationship with Katz and the money she had received. Corzine was elected governor despite the scandal. In the fall of 2006, during an impasse in contract negotiations between the Corzine administration and the state's seven major state employee unions (including the CWA), Katz contacted the governor by phone and e-mail to lobby for a renewal of the negotiations. Citizens wondered whether the romantic relationship between Corzine and Katz might have influenced negotiations between the state and Katz's union. Their relationship and the financial settlement Katz received after their breakup led to criticism of potential conflicts of interest in labor negotiations while Corzine was governor. A state ethics panel, acting on a complaint from Bogota mayor Steve Lonegan, ruled in May 2007 that Katz's contact with Corzine during negotiations did not violate the governor's code of conduct. Separately, New Jersey Republican State Committee Chairman Tom Wilson filed a lawsuit to release all e-mail correspondence between Corzine and Katz during the contract negotiations. On May 30, 2008, New Jersey Superior Court Judge Paul Innes ruled that at least 745 pages of e-mail records should be made public, but Corzine's lawyers immediately appealed the decision. In May 2008, a judge ruled that Corzine must release e-mails he had exchanged with Katz, but as of July 2008 Corzine had yet to comply and had spent more than $54,000 in taxpayer money resisting. In July CWA leaders removed Katz from office.

After being forced from Goldman Sachs in January 1999, Corzine campaigned for a New Jersey Senate seat after Frank Lautenberg announced his retirement. Corzine was trailing by 30 percentage points. Corzine was elected to the Senate by a four percent margin over his Republican opponent four-term United States Congressman Bob Franks in the November 2000 election and was sworn into the Senate in January 2001. He spent over $62 million of his own money on his campaign, the most expensive Senate campaign in U.S. history – over $33 million of this was spent on the primary election alone, where he defeated former Governor James Florio 58%–42%. Franks had been a last minute choice because New Jersey Governor Christine Todd Whitman had been expected to run for the Senate. The record $62 million amount surpassed Michael Huffington, who spent nearly $28 million in an unsuccessful 1994 Senate race.

Corzine bussed in Philadelphia homeless shelter and halfway house residents to work get-out-the-vote efforts in an effort to boost Democratic turnout. During the campaign, Corzine refused to release his income tax return records. He claimed an interest in doing so, but he cited a confidentiality agreement with Goldman, Sachs. Skeptics argued that he should have followed the example of his predecessor Robert Rubin who converted his equity stake into debt upon leaving Goldman.

Corzine campaigned for expanding state government, including universal health care, universal gun registration, mandatory public preschool, and more taxpayer funding for college education. He pushed affirmative action and same-sex marriage. Corzine was considered so liberal that although his predecessor was also a Democrat, his election was considered a contributing factor to the shift of the Senate to the left. During Corzine's campaign for the United States Senate, voters first became acquainted with his sense of humor. When introduced to a man who happened to have an Italian name and said he was in the construction business Corzine quipped: “Oh, you make cement shoes!" according to Emanuel Alfano, chairman of the Italian-American One Voice Committee. Alfano also reported that when introduced to a lawyer named David Stein, Corzine said: "He's not Italian, is he? Oh, I guess he's your Jewish lawyer who is here to get the rest of you out of jail." Corzine denied mentioning religion, but did not deny the quip about Italians, claiming that some of his own ancestors were probably Italian, or maybe French.

Also in 2000, Corzine denied having paid off African-American ministers, when in fact the foundation controlled by him and his wife had paid one influential black church $25,000. Rev. Reginald T. Jackson, director of the Black Ministers Council, had campaigned against a form of racial profiling whereby police officers stop minority drivers and had gotten New Jersey state police superintendent, Carl A. Williams, fired. Corzine had donated to Jackson prior to getting what appears to be a reciprocal endorsement.

Corzine entered Congress in a class of ten new senators, eight of whom were Democrats. According to U.S. News & World Report, Corzine, Hillary Clinton and Jean Carnahan were the more notable new Senators in 2000. During his five year senatorial career, he was present at 1503 of 1673 votes, co-sponsored 1014 bills, sponsored 145 bills (11 of which made it out of committee), and had one sponsored bill enacted.

In the Senate, Corzine was a member of the Committees on Banking, Intelligence, the Budget, and Energy and Natural Resources. He co-authored the Sarbanes-Oxley Act. In the aftermath of Enron, he co-sponsored (with Barbara Boxer) legislation, which was later propounded by Ted Kennedy, that reforms the 401(k) plan to minimize the risk of investment portfolios. The plan was opposed by United States President George W. Bush and faced strong opposition in Congress. Restrictions on retirement account allocations were in direct opposition to the contemporaneous movement to self-directed individual retirement accounts for social security.

He was a sponsor of the Start Healthy, Stay Healthy Act. Corzine supported providing a two-year tax break to victims of the September 11, 2001 attacks and help grant citizenship to victims who were legal resident aliens. He supported gun control laws, outlawing racial profiling, and subsidies for Amtrak. He was the chief sponsor, along with U.S. Senator Sam Brownback, of the Darfur Accountability Act He voted against the Iraq War Resolution. Corzine was the prime sponsor, along with U.S. Senator Frank Lautenberg, of a federal version of John's Law, in memory of Navy Ensign John R. Elliott of New Jersey, a graduate of the U.S. Naval Academy who was killed by a drunken driver. The legislation provides federal highway safety grant incentives to encourage states to impound the cars of DUI suspects. He was an early contributing blogger at The Huffington Post. In the aftermath of the September 11, 2001 attacks, Corzine and Peter Fitzgerald attempted to mold a more disciplined bailout of the airline industry, but even the redesigned plan was not entirely satisfactory to Corzine. Corzine opposed the reduction in low-income student eligibility for Pell Grant funding caused by changes in the "expected family contribution".

Corzine tried and failed to introduce legislation for chemical plant regulation six weeks after the September 11, 2001 attacks. Subsequent efforts by then-Administrator of the Environmental Protection Agency and former New Jersey Governor Christine Todd Whitman in 2002 were also squelched. Along with Hillary Clinton, he was one of the few senators who attempted to pressure the Bush administration to clamp down on regulation of the chemical and nuclear-power industries. His efforts helped make New Jersey one of the stricter states in the nation in terms of chemical plant regulation.

In 2001, he coauthored (with Bob Graham) a tax cut proposal aimed at lowering the marginal tax bracket from 15% to 10% on the first $19,000 of taxable income. In 2002, he proposed a tax cut that exempted the first $10,000 of income from the $765 of Social Security taxes for both employers and employees. Despite his liberal tax cut suggestions, he is also a proponent of eliminating double taxation by making dividend payments tax deductible to companies as a form of economic stimulus.

While in the Senate, he chaired the Democratic Senatorial Campaign Committee from 2003–2005. In this role he was influential in convincing certain potential candidates to not run in order to avoid costly primaries in three key states during the 2004 United States Senate elections. He also played a role in the selection of Senator John Edwards as a running mate for Senator John Kerry. Oddly, his resolution to congratulate Bruce Springsteen on the 30th Anniversary of Born to Run for his contribution to American culture was derailed in all likelihood due to Springsteen's support of Kerry.

In 2002, Corzine called for the resignation of United States Securities and Exchange Commission Chairman Harvey Pitt.

Corzine and his opponent, Republican Doug Forrester, spent $73 million on their gubernatorial campaigns by the week before Election day. This included $38 million by Corzine and $19 million by Forrester for the general election. The primaries accounted for the difference. Since Corzine had spent over $62 million on his 2000 United States Senate elections, the combined expenditures for Corzine's run for the Senate and Governorship exceeded $100 million. The main campaign issues were property taxes and the Bush administration. New Jersey had averaged $5,500 in 2004 property taxes, and Corzine tried to link his opponent to Bush.

The campaign for the post of Governor of New Jersey was successful with 54% of the vote. Forrester, a businessman and a former Mayor of West Windsor Township, in Mercer County, won 43%. Corzine received 1,224,493 votes to Forrester's 985,235. A total of 80,277 votes, or 3%, were scattered among other candidates. Corzine won 13 of New Jersey's 21 counties: Atlantic, Bergen, Burlington, Camden, Cumberland, Essex, Gloucester, Hudson, Mercer, Middlesex, Passaic, Salem, and Union. Corzine won the three most populous counties (Bergen, Essex, and Middlesex), five of the top six, and seven of the top nine.

Corzine intends to run for re-election in the 2009 New Jersey gubernatorial election.

Corzine declined his $175,000 salary in 2006.

After taking office in January 2006, Corzine's approval numbers were low. Many polls seemed to indicate that much of this negative polling was a result of the 2006 New Jersey State Government shutdown. An April 26, 2006, polls from Quinnipiac University Polling Institute showed Corzine at a 35% approval with a 42% disapproval. A February 28, 2007, poll from Quinnipiac University Polling Institute showed Corzine at 50% approval with 34% disapproval. With a release of a controversial plan to decrease the state's budget deficit, his approval rating fell to 40% in January 2008. In conjunction with this fall in approval rating, an initiative to recall the Governor was started but failed after gathering less than 100,000 of the required 1.2 million required signatures.

One of Corzine's first political tests as governor was the threat to New Jersey ports, of shipping operation control by a company from the United Arab Emirates. Although President George W. Bush supported the sale of the business of operating the United States' ports, Corzine viewed this transaction as a national security threat.

Corzine had long insisted that state employees must bear part of the cost of their health benefits after retirement. As of July 1, 2007, in agreements with the Communications Workers of America, the American Federation of State, County, and Municipal Employees, and the International Federation of Professional and Technical Engineers, active State employees in those unions (as well as certain other non-union employees) are now required to contribute 1.5% of their salary to offset health care costs. State and local employees’ contributions to the two largest pension systems by 10%, from 5% to 5.5% of their annual salaries and increased the retirement benefit age for new public employees, from 55 to 60 years. In 2008, Corzine approved a law that increased the retirement age from 60 to 62, required that government workers and teachers earn $7,500 per year to qualify for a pension, eliminated Lincoln's Birthday as a state worker holiday, allowed the state to offer incentives not to take health insurance and required municipal employees work 20 hours per week to get health benefits.

As part of his attempt to balance the budget, Corzine has decreased funding to most programs and localities including state universities and colleges. The first of these decreases came with the 2007 budget. Rutgers University and other New Jersey state universities have raised tuition, cut hundreds of sections of classes, and several sports teams. With the latest decrease in funding for 2009, most state institutions have funding that is less than the amount they had a decade ago.

Corzine has championed expanding government health and education programs. He plans to require every resident to enroll in a health plan and have taxpayers help pick up the tab for low and middle income residents. In June 2008 state legislators voted for the first phase of that program mandating heath care coverage for children and Corzine signed it into law in July.

Corzine spent some $200,000 of his own money on advertisements to promote a referendum on the 2007 New Jersey ballot to borrow $450 million to fund stem cell research. The referendum faced strong opposition and was rejected despite the fact that $270 million had previously been approved to build stem cell research centers.

Corzine, a death penalty opponent, as Governor supported and presided over abolition of the capital punishment in New Jersey and replacing it with life imprisonment. After the legislature passed and he signed it into law, New Jersey became the first state to legislatively eliminate capital punishment since 1965. Although the bill was not passed until late in 2007, New Jersey had not executed any criminals since 1963. Because the penalty was never used and often reversed upon appeal it was viewed as a form of extended suffering for victims' families by some supporters of its abolition. In a controversial move just before the enactment of the new law, he commuted the death sentences of all death row inmates to life in prison. Corzine also has supported early New Jersey efforts at gun control.

Corzine (along with governors Martin O'Malley (MD), Mike Beebe (AR), and Eliot Spitzer (NY)) was one of several United States Governors who was an early supporter of Hillary Clinton's 2008 presidential campaign. He raised $1 million for her campaign. He, Bill Clinton, Eliot Spitzer, Chuck Schumer, and Charlie Rangel co-hosted Clinton's October 25, 2007 60th-birthday party. He remained a committed Clinton superdelegate late into the 2008 Democratic Party presidential primary season. In the event the Democratic National Committee would have decided to recontest the Michigan and Florida primaries, Corzine and Ed Rendell were prepared to spearhead Clinton's fundraising in for those races. Towards the end of the primary season in April 2008, Corzine made it clear that although he was a Clinton supporter, his superdelegate vote would be determined by the popular vote. After her win in the April 22, 2008 Pennsylvania Democratic primary and a calculation of popular votes that excluded caucuses and included the controversial Michigan and Florida Democratic primaries, Corzine reaffirmed his support for her. Once Barack Obama became the presumptive nominee, Corzine became a prominent spokesperson for Obama's plans.

Corzine was among a group of big (in terms of population) state governors, such as Arnold Schwarzenegger, who moved his state Republican and Democratic primaries to February 5, 2008, the date of Super Tuesday, 2008. He was also among a group of prominent politicians (that included Ted Kennedy and Barack Obama) who received political contributions from Norman Hsu that he ended up donating to charity.

In November 2008, in response to the ongoing economic downturn, Corzine proposed an economic recovery package consisting of additional spending, accelerated capital improvement spending and reforms and cuts to the corporate income tax. As of December 2008 many elements of the plan had been approved. On January 2, 2009, Corzine joined the governors of four other states in urging the federal government to provide $1 trillion in aid to the country's 50 state governments to help pay for education, welfare and infrastructure as states struggle with steep budget deficits amid a deepening recession.

Corzine, in attempting to pass the 2007 fiscal year budget, clashed with fellow state Democrats in the New Jersey General Assembly, particularly over the proposed increase of the state's sales tax from 6% to 7%. Corzine said that he would not accept a budget that did not include the sales tax increase. After the legislature failed to pass Governor Corzine's budget by the midnight deadline of July 1, 2006, he signed an executive order that immediately closed down all non-essential state government services, such as road construction projects. Legislators failed to resolve the situation by July 4 and casinos, among other governmentally-regulated industries, closed their doors at 8:00 am on July 5. Governor Corzine called the shutdown "deplorable," though he refused to negotiate with legislators and accept alternate plans that did not increase the sales tax. It is estimated that the state lost several millions of dollars of revenue every day the casinos remained closed.

After six days of state government shut down, Corzine and Assembly Democrats agreed to raise the state sales tax from 6% to 7% with half of the 1% increase going to the state budget and the other half going to property tax relief. On July 8, 2006, the $30 billion state budget, with the sales tax agreement, passed both houses and Governor Corzine signed the budget into law ending the budget impasse.

Initially, Corzine opposed privatization of the New Jersey Turnpike. On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four-part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one-time revenues to balance the budget and a controversial plan to raise some $38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50% plus inflation every four years beginning in 2010. Corzine vowed to get that plan through the state legislature by March, but held off for nearly a month before releasing the details. Upon learning how the plan would work, New Jersey residents railed against it, comparing it to using one credit card to pay off another, pointing out that it would create hardship for commuters and noting that it would actually increase the state's $32 billion debt.

Corzine continued to serve in the U.S. Senate while running for Governor, which ensured that he could resign from the Senate and appoint a successor if he won and allowed him to retain his Senate seat if he lost. Speculation was that he would appoint a Democrat from one of the congressional districts in New Jersey, perhaps Congressmen Rob Andrews, Rush Holt, or Frank Pallone. Governor Richard Codey although on November 23, 2005, he announced that he was not interested in pursuing the seat. On December 9, 2005, Corzine named U.S. Rep. Bob Menendez, a Democrat, to succeed him.

One of Corzine's first nominations was that of Zulima Farber as New Jersey Attorney General. Farber had been nominated to serve on the New Jersey Supreme Court by former Governor James E. McGreevey who resigned in August 2004 amidst a plethora of scandals, but McGreevey withdrew the nomination after learning that Farber had bench warrants issued for her arrest for numerous motor vehicle infractions. Despite criticism, Corzine nominated her as Attorney General. In 2006, she thwarted an audit of a state account from which one of her clients had benefited. She served for approximately seven months until an ethics investigation concluded that she had improperly influenced local police in Fairview, New Jersey who had stopped her boyfriend Hamlet Gore for a driving with a suspended license and an expired vehicle registration. Corzine insisted he did not ask for Farber's resignation.

On February 9, 2006, after many scandals regarding financial mishandling at the University of Medicine and Dentistry of New Jersey, Corzine nominated Robert Del Tufo, the former Attorney General of New Jersey and U.S. Attorney, as chairman of the board of trustees. Corzine also nominated Oliver Quinn, Prudential Financial's vice president and chief ethics officer, as vice chairman of the board.

Corzine's commissioner of the Department of Environmental Protection and Chief of Staff, Lisa P. Jackson was nominated as the administrator of the United States Environmental Protection Agency. She was confirmed by the Senate on January 22, 2009.

On April 12, 2007, Governor Corzine and 25 year-old female aide Samantha Gordon were injured in an automobile accident on the Garden State Parkway near Galloway Township while traveling from the New Jersey Conference of Mayors in Atlantic City to Drumthwacket, his residence in Princeton, to meet with radio personality Don Imus and the Rutgers University women's basketball team.

The New Jersey State Police determined that Corzine's SUV, driven by a state trooper, was traveling in excess of 90 MPH (147 km/h) in a 65 MPH (105 km/h) zone with its emergency lights flashing when the collision occurred. A pickup truck drifted onto the shoulder and swerved back onto the lane, and another pickup truck swerved to avoid the truck and hit the Governor's SUV, causing the SUV to hit the guardrail. The State Police reviewed roadside camera recordings and E-ZPass records to track down the driver of the truck; he was not charged with any violation.

Corzine and the trooper were flown by helicopter to Cooper University Hospital in Camden, a Level I trauma center. The aide was taken by ambulance to Atlantic City Medical Center. Neither the trooper nor the aide was seriously injured, but Corzine suffered broken bones, including an open fracture of the left femur, 11 broken ribs, a broken sternum, a broken collarbone, a fractured lower vertebra, and a facial cut that required plastic surgery. The Governor was not wearing a seat belt. Friends had long said that they had rarely seen him wear one. When asked why the state trooper who was driving would not have asked Corzine to put on his seat belt, a staffer said the governor was "not always amenable to suggestion". The Superintendent of State Police has also noted that the trooper could be charged if the crash was preventable.

By April 23, 2007, Corzine's doctors had upgraded him from critical to stable condition. He was sedated and unable to speak because of a breathing tube in his throat, and as such, was unable to perform his duties as Governor. In accordance with the New Jersey State Constitution, New Jersey Senate President Richard Codey assumed the position of acting governor from April 12 until May 7, 2007. In 2005, voters approved an amendment to the state constitution to provide for a Lieutenant Governor who would succeed the governor in the event of a vacancy, but that position will not be filled until 2010.

It was reported that Corzine would pay his own medical bills rather than bill taxpayers.

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Hoboken, New Jersey

Hoboken is a city in Hudson County, New Jersey, United States. As of the 2000 United States Census, the city's population was 38,577. The city is part of the New York metropolitan area and contains Hoboken Terminal, a major transportation hub for the region. Hoboken is also the location of the first recorded baseball game in the United States, and of the Stevens Institute of Technology, one of the oldest technological universities in the United States.

Hoboken was first settled as part of the Pavonia, New Netherland colony in the 17th century. During the early nineteenth century the city was developed by Colonel John Stevens, first as a resort and later as a residential neighborhood. It became a township in 1849 and was incorporated as a city in 1855. Its waterfront was an integral part of New York Harbor's shipping industry and home to major industries for most of the 20th century.

Hoboken lies on the west bank of the Hudson River across from the Manhattan, New York City neighborhoods of the West Village and Chelsea between Weehawken Cove and Union City at the north and Jersey City (the county seat) at the south and west.

According to the United States Census Bureau, the city has a total area of 5.1 km² (2.0 mi²). 3.3 km² (1.3 mi²) of it is land and 1.8 km² (0.7 mi²) of it is water. The total area is 35.35% water.

Hoboken has 48 streets laid out in a grid, with numbered streets running east-west. Many north-south streets were named for US presidents (Washington, Adams, Madison, Monroe), though Clinton Street likely honors 19th century politician DeWitt Clinton.

Hoboken's zip code is 07030 and its area code is 201 with 551 overlaid.

As of the census of 2000, there are 38,577 people (although recent census figures show the population has grown to about 40,000), 19,418 households, and 6,835 families residing in the city. The population density is 11,636.5/km² (30,239.2/mi²), fourth highest in the nation after neighboring communities of Guttenberg, Union City and West New York. There are 19,915 housing units at an average density of 6,007.2/km² (15,610.7/mi²). The racial makeup of the city is 80.82% White, 4.26% African American, 0.16% Native American, 4.31% Asian, 0.05% Pacific Islander, 7.63% from other races, and 2.78% from two or more races. Furthermore 20.18% of those residents also consider themselves to be Hispanic or Latino.

There are 19,418 households out of which 11.4% have children under the age of 18 living with them, 23.8% are married couples living together, 9.0% have a female householder with no husband present, and 64.8% are non-families. 41.8% of all households are made up of individuals and 8.0% have someone living alone who is 65 years of age or older. The average household size is 1.92 and the average family size is 2.73.

In the city the population is spread out with 10.5% under the age of 18, 15.3% from 18 to 24, 51.7% from 25 to 44, 13.5% from 45 to 64, and 9.0% who are 65 years of age or older. The median age is 30 years. For every 100 females, age 18 and over, there are 103.9 males.

The median income for a household in the city as of the last census was $62,550, while the median income for a family was $67,500 (these figures had risen to $96,786 and $107,375 respectively as of a 2007 estimate). Males had a median income of $54,870 versus $46,826 for females. The per capita income for the city was $43,195. 11.0% of the population and 10.0% of families are below the poverty line. Out of the total population, 23.6% of those under the age of 18 and 20.7% of those 65 and older were living below the poverty line.

The city is a bedroom community of New York City, where most of its employed residents work. Up to 25% of the population (as of 2008) works in finance or real estate.

The name "Hoboken" was decided upon by Colonel John Stevens when he purchased land, on a part of which the city still sits.

It's believed that the Lenape (later called Delaware Indian) referred to the area as the “land of the tobacco pipe”, most likely to refer to the soapstone collected there to carve tobacco pipes, and used a phrase that became “Hopoghan Hackingh”.

The first Europeans to live there were Dutch/Flemish settlers to New Netherlands who may have bastardized the Lenape phrase, though there is no known written documentation to confirm it. It also cannot be confirmed that the American Hoboken is named after the Flemish town Hoboken, annexed in 1983 to Antwerp, Belgium, whose name is derived from Middle Dutch Hooghe Buechen or Hoge Beuken, meaning High Beeches or Tall Beeches. The city has also been cited as having been named after the Van Hoboken family of the 17th-century estate in Rotterdam, The Netherlands, where there is still a square dedicated to them. It is not known what the area was called in Jersey Dutch, a Dutch-variant language based on Zeelandic and Flemish, with English and possibly Lenape influences, spoken in northern New Jersey during the 18th and 19th centuries.

Like Weehawken, its neighbor to the north, Communipaw and Harsimus to the south, Hoboken had many variations in the folks-tongue. Hoebuck, old Dutch for high bluff and likely referring to Castle Point, was used during the colonial era and later spelled in English as Hobuck, Hobock, and Hoboocken.

Hoboken's unofficial nickname is now the "Mile Square City", but it actually covers an area of two square miles when including the under-water parts in the Hudson River. During the late 19th/early 20th century the population and culture of Hoboken was dominated by German language speakers who sometimes called it "Little Bremen", many of whom are buried in Hoboken Cemetery, North Bergen.

The term "hobo" (i.e., a railroad journeyman) is believed to have stemmed from the groups of hobos traveling by railroad from Hoboken.

Hoboken was originally an island, surrounded by the Hudson River on the east and tidal lands at the foot of the New Jersey Palisades on the west. It was a seasonal campsite in the territory of the Hackensack, a phratry of the Unami Lenni Lenape, who used the serpentine rock found there to carve pipes. The first recorded European to lay claim to the area was Henry Hudson, an Englishman sailing for the Dutch East India Company, who anchored his ship the Halve Maen (Half Moon) at Weehawken Cove on October 2, 1609. Soon after it became part of the province of New Netherland. In 1630, Michael Pauw, a burgemeester (mayor) of Amsterdam and a director of the West India Company, received a land grant as patroon on the condition that he would plant a colony of not fewer than fifty persons within four years on the west bank of what had been named the North River. Three Lenape sold the land that was to become Hoboken (and part of Jersey City) for 80 fathoms (146 m) of wampum, 20 fathoms (37 m) of cloth, 12 kettles, six guns, two blankets, one double kettle and half a barrel of beer. These transactions, variously dated as July 12, 1630 and November 22, 1630, represent the earliest known conveyance for the area. Pauw (whose Latinized name is Pavonia) failed to settle the land and he was obliged to sell his holdings back to the Company in 1633. It was later acquired by Hendrick Van Vorst, who leased part of the land to Aert Van Putten, a farmer. In 1643, north of what would be later known as Castle Point, Van Putten built a house and a brewery, North America’s first. In series of Indian and Dutch raids and reprisals, Van Putten was killed and his buildings destroyed, and all residents of Pavonia (as the colony was known) were ordered back to New Amsterdam. Deteriorating relations with the Lenape, its isolation as an island, or relatively long distance from New Amsterdam may have discouraged more settlement. In 1664, the English took possession of New Amsterdam with little or no resistance, and in 1668 they confirmed a previous land patent by Nicolas Verlett. In 1674-75 the area became part of East Jersey, and the province was divided into four administrative districts, Hoboken becoming part of Bergen County, where it remained until the creation of Hudson County on February 22, 1840. English-speaking settlers (some relocating from New England) interspersed with the Dutch, but it remained scarcely populated and agrarian. Eventually, the land came into the possession of William Bayard, who originally supported the revolutionary cause, but became a Loyalist Tory after the fall of New York in 1776 when the city and surrounding areas, including the west bank of the re-named Hudson River, were occupied by the British. At the end of the Revolutionary War, Bayard’s property was confiscated by the Revolutionary Government of New Jersey. In 1784, the land described as "William Bayard's farm at Hoebuck" was bought at auction by Colonel John Stevens for 18,360 pounds sterling.

In the early 1800s, Colonel John Stevens developed the waterfront as a resort for Manhattanites, a lucrative source of income, which he may have used for testing his many mechanical inventions. On October 11, 1811 Stevens' ship the Juliana, began operation as the world's first steam-powered ferry with service between Manhattan and Hoboken. In 1825, he designed and built a steam locomotive capable of hauling several passenger cars at his estate. In 1832, Sybil's Cave opened as an attraction serving spring water, and after 1841 became a legend, when Edgar Allan Poe wrote "The Mystery of Marie Roget" about an event that took place there. (In the late 1880s, when the water was found to be contaminated, it was shut and in the 1930s, filled with concrete.) Before his death in 1838, Stevens founded The Hoboken Land Improvement Company, which during the mid- and late-19th century was managed by his heirs and laid out a regular system of streets, blocks and lots, constructed housing, and developed manufacturing sites. In general, the housing consisted of masonry row houses of three to five stories, some of which survive to the present day, as does the street grid. The advantages of Hoboken as a shipping port and industrial center became apparent.

Hoboken was originally formed as a township on April 9, 1849, from portions of North Bergen Township. As the town grew in population and employment, many of Hoboken's residents saw a need to incorporate as a full-fledged city, and in a referendum held on March 29, 1855, ratified an Act of the New Jersey Legislature signed the previous day, and the City of Hoboken was born. In the subsequent election, Cornelius V. Clickener became Hoboken's first mayor. On March 15, 1859, the Township of Weehawken was created from portions of Hoboken and North Bergen Township.

In 1870, based on a bequest from Edwin A. Stevens, Stevens Institute of Technology was founded at Castle Point, site of the Stevens family's former estate. By the late 1800s, great shipping lines were using Hoboken as a terminal port, and the Delaware, Lackawanna & Western Railroad (later the Erie Lackawanna Railroad] developed a railroad terminal at the waterfront. It was also during this time that German immigrants, who had been settling in town during most of the century, became the predominant population group in the city, at least partially due to its being a major destination port of the Hamburg America Line. In addition to the primary industry of shipbuilding, Hoboken became home to Keuffel and Esser's three-story factory and in 1884, to Tietjan and Lang Drydock (later Todd Shipyards). Well-known companies that developed a major presence in Hoboken after the turn-of the-century included Maxwell House, Lipton Tea, and Hostess.

The first officially recorded game of baseball in US history took place in Hoboken in 1846 between Knickerbocker Club and New York Nine at Elysian Fields.

In 1845, the Knickerbocker Club, which had been founded by Alexander Cartwright, began using Elysian Fields to play baseball due to the lack of suitable grounds on Manhattan. Team members included players of the St George's Cricket Club, the brothers Harry and George Wright, and Henry Chadwick, the English-born journalist who coined the term "America's Pastime".

By the 1850s, several Manhattan-based members of the National Association of Base Ball Players were using the grounds as their home field while St George's continued to organize international matches between Canada, England and the United States at the same venue. In 1859, Jack Parr's All England Eleven of professional cricketers played the United States XXII at Hoboken, easily defeating the local competition. Sam Wright and his sons Harry and George Wright played on the defeated United States team-a loss which inadvertently encouraged local players to take up baseball. Henry Chadwick believed that baseball and not cricket should become America's pastime after the game drawing the conclusion that amateur American players did not have the leisure time required to develop cricket skills to the high technical level required of professional players. Harry and George Wright then became two of America's first professional baseball players when Aaron Champion raised funds to found the Cincinnati Red Stockings in 1869.

In 1865 the grounds hosted a championship match between the Mutual Club of New York and the Atlantic Club of Brooklyn that was attended by an estimated 20,000 fans and captured in the Currier & Ives lithograph "The American National Game of Base Ball".

With the construction of two significant baseball parks enclosed by fences in Brooklyn, enabling promoters there to charge admission to games, the prominence of Elysian Fields diminished. In 1868 the leading Manhattan club, Mutual, shifted its home games to the Union Grounds in Brooklyn. In 1880, the founders of the New York Metropolitans and New York Giants finally succeeded in siting a ballpark in Manhattan that became known as the Polo Grounds.

Following the war, Italians, mostly stemming from the Adriatic port city of Molfetta, became the city's major ethnic group, with the Irish also having a strong presence. While the city experienced the Depression, jobs in the ships yards and factories were still available, and the "tenements" were full. Middle-European Jews, mostly German-speaking, also made their way to the city and established small businesses. The Port Authority of New York and New Jersey was established on April 30, 1921. The Holland Tunnel was completed in 1927 and the Lincoln Tunnel in (1937), allowing for easier vehicular travel between New Jersey and New York City, bypassing the waterfront.

The war provided a shot in the arm for Hoboken as the many industries located in the city were crucial to the war effort. As men went off to battle, more women were hired in the factories, some (most notably, Todd Shipyards), offering classes and other incentives to them. Though some returning service men took advantage of GI housing bills, many with strong ethnic and familial ties chose to stay in town. During the fifties, the economy was still driven by Todd Shipyards, Maxwell House, Lipton Tea, Hostess and Bethlehem Steel and companies with big plants still not inclined to invest in huge infrastructure elsewhere. Unions were powerful and the pay was good.

By the sixties, though, things began to disintegrate: turn-of-the century housing started to look shabby and feel crowded, shipbuilding was cheaper overseas, and single-story plants surrounded by parking lots made manufacturing and distribution more economical than old brick buildings on congested urban streets. The city appeared to be in the throes of inexorable decline as industries sought (what had been) greener pastures, port operations shifted to larger facilities on Newark Bay, and the car, truck and plane displaced the railroad and ship as the transportation modes of choice in the United States. Many Hobokenites headed to the suburbs, often the close-by ones in Bergen and Passaic Counties, and real-estate values declined. Hoboken sank from its earlier incarnation as a lively port town into a rundown condition and was often included in lists with other New Jersey cities experiencing the same phenomenon, such as Paterson, Elizabeth, Camden, and neighboring Jersey City.

The old economic underpinnings were gone and nothing new seemed to be on the horizon. Attempts were made to stabilize the population by demolishing the so-called slums along River Street and build subsidized middle-income housing at Marineview Plaza, and in midtown, at Church Towers. Heaps of long uncollected garbage and roving packs of semi-wild dogs were not uncommon sights. Though the city had seen better days, Hoboken was never abandoned. New infusions of immigrants, most notably Puerto Ricans, kept the storefronts open with small businesses and housing stock from being abandoned, but there wasn't much work to be had. Washington Street, commonly called "the avenue", was never boarded up, and the tightly-knit neighborhoods remained home to many who were still proud of their city. Stevens stayed a premiere technology school, Maxwell House kept chugging away, and Bethlehem Steel still housed sailors who were dry-docked on its piers. Italian-Americans and other came back to the "old neighborhood" to shop for delicatessen. Some streets were "iffy", but most were not pulled in at night.

The waterfront defined Hoboken as an archetypal port town and powered its economy from the mid-19th to mid-20th century, by which time it had become essentially industrial (and mostly inaccessible to the general public). The large production plants of Lipton Tea and Maxwell House, and the drydocks of Bethlehem Steel dominated the northern portion for many years. The southern portion (which had been a US base of the Hamburg-American Line) was seized by the federal government under eminent domain at outbreak of World War I, after which it became (with the rest of the Hudson County) a major East Coast cargo-shipping port. On the Waterfront, consistently listed among the five best American films ever, was shot in Hoboken, dramatically highlighting the rough and tumble lives of longshoremen and the infiltration of unions by organized crime.

With the construction of the interstate highway system and containerization shipping facilities (particularly at Port Newark-Elizabeth Marine Terminal), the docks became obsolete, and by the 1970s were more or less abandoned. A large swathe of River Street, known as the Barbary Coast for its taverns and boarding houses (which had been home for many dockworkers, sailors, merchant marines, and other seamen) was leveled as part of an urban renewal project. Though control of the confiscated area had been returned to the city in the 1950s, complex lease agreements with the Port Authority gave it little influence on its management. In the 1980s, the waterfront dominated Hoboken politics, with various civic groups and the city government engaging in sometimes nasty, sometimes absurd politics and court cases. By the 1990s, agreements were made with the Port Authority of New York and New Jersey, various levels of government, Hoboken citizens, and private developers to build commercial and residential buildings and "open spaces" (mostly along the bulkhead and on the foundation of un-utilized Pier A).

The northern portion, which had remained in private hands, has also been re-developed. While most of the dry-dock and production facilities were razed to make way for mid-rise apartment houses, many sold as investment "condos", some buildings were renovated for adaptive re-use (notably the Tea Building, formerly home to Lipton Tea, and the Machine House, home of the Hoboken Historic Museum). Zoning requires that new construction follow the street grid and limits the height of new construction to retain the architectural character of the city and open sight-lines to the river. Downtown, Sinatra Park and Sinatra Drive honor the man most consider to be Hoboken's most famous son, while uptown the name Maxwell recalls the factory with its smell of roasting coffee wafting over town and its huge neon "Good to the Last Drop" sign, so long a part of the landscape. The midtown section is dominated by the serpentine rock outcropping atop of which sits Stevens Institute of Technology (which also owns some, as yet, un-developed land on the river). At the foot of the cliff is Sybil's Cave (where 19th century day-trippers once came to "take the waters" from a natural spring), long sealed shut, though plans for its restoration are in place. The promenade along the river bank is part of the Hudson River Waterfront Walkway, a state-mandated master plan to connect the municipalities from the Bayonne Bridge to George Washington Bridge and provide contiguous unhindered access to the water's edge and to create an urban linear park offering expansive views of the Hudson with the spectacular backdrop of the New York skyline.

During the late 1970s and 1980s, the city witnessed a speculation spree, fueled by transplanted New Yorkers and others who bought many turn-of-the-century brownstones in neighborhoods that the still solid middle and working class population had kept intact and by local and out-of-town real-estate investors who bought up late 19th century apartment houses often considered to be tenements. Hoboken experienced a wave of fires, some of which proved to be arson. Applied Housing, a real-estate investment firm, took advantage of US government incentives to renovate "sub-standard" housing and receive subsidized rental payments (commonly know as Section 8), which enabled some low-income, displaced, and disabled residents to move within town. Hoboken attracted artists, musicians, upwardly-mobile commuters (known as yuppies), and "bohemian types" interested in the socio-economic possibilities and challenges of a bankrupt New York and who valued the aesthetics of Hoboken's residential, civic and commercial architecture, its sense of community, and relatively (compared to Lower Manhattan) cheaper rents, and quick, train hop away. Maxwell's (a live music venue and restaurant) opened and Hoboken became a "hip" place to live. Amid this social upheaval, so-called "newcomers" displaced some of the "old-timers" in the eastern half of the city.

This gentrification resembled that of parts of Brooklyn and downtown Jersey City and Manhattan's East Village, (and to a lesser degree, SoHo and TriBeCa, which previously had not been residential). The initial presence of artists and young people changed the perception of the place such that others who would not have considered moving there before perceived it as an interesting, safe, exciting, and eventually, desirable. The process continued as many suburbanites, transplanted Americans, internationals, and immigrants (most focused on opportunities in NY/NJ region and proximity to Manhattan) began to make the "Jersey" side of the Hudson their home, and the "real-estate boom" of the era encouraged many to seek investment opportunities. Empty lots were built on, tenements became condominiums. Hoboken felt the impact of the destruction of the World Trade Center intensely, many of its newer residents having worked there. Re-zoning encouraged new construction on former industrial sites on the waterfront and the traditionally more impoverished low-lying west side of the city where, in concert with Hudson-Bergen Light Rail and New Jersey State land-use policy, transit villages are now being promoted. Hoboken became, and remains, a focal point in American rediscovery of urban living, and is often used as staging ground for those wishing to move to the New York/New Jersey metropolitan region.

The City of Hoboken is governed under the Faulkner Act (Mayor-Council) system of municipal government by a Mayor and a nine-member City Council. The City Council consists of three members elected at large from the city as a whole, and six members who each represent one of the city's six wards, all of whom are elected to four-year, staggered terms. Candidates run independent of any political party's backing.

During Hoboken's 150 year history as an incorporated city, the elections that have been held for Mayor of Hoboken and members of the Hoboken city council have been largely operated by Hoboken's community. Hoboken's political landscape has been shaped by a strong connection between City Hall and the citizens of Hoboken. Many of the people running for mayor / councilman were people who grew up in Hoboken.

The city of Hoboken is protected by a police department, a fire department, and a volunteer Emergency medical services (EMS) department. The fire department operates out of four firehouses and a fire museum and have an apparatus roster of three engines and one reserve engine, two ladders and one reserve ladder, one rescue and one reserve rescue and other support units, as well as a fire boat. The EMS department operates a fleet of ambulances, which as staffed by volunteer Emergency medical technicians.

Hoboken is in the Thirteenth Congressional Districts and is part of New Jersey's 33rd Legislative District.

New Jersey's Thirteenth Congressional District, covering portions of Essex, Hudson, Middlesex, and Union Counties, is now represented by Albio Sires (D, West New York), who won a special election held on November 7, 2006 to fill the vacancy the had existed since January 16, 2006. The seat had been represented by Bob Menendez (D), who was appointed to the United States Senate to fill the seat vacated by Governor of New Jersey Jon Corzine. New Jersey is represented in the Senate by Frank Lautenberg (D, Cliffside Park) and Bob Menendez (D, Hoboken).

For the 2008-2009 Legislative Session, the 33rd District of the New Jersey Legislature is represented in the State Senate by Brian P. Stack (D, Union City) and in the Assembly by Ruben J. Ramos (D, Hoboken) and Caridad Rodriguez (D, West New York). The Governor of New Jersey is Jon Corzine (D, Hoboken).

Hudson County's County Executive is Thomas A. DeGise. The executive, together with the Board of Chosen Freeholders in a legislative role, administer all county business. Hudson County's nine Freeholders (as of 2006) are: District 1: Doreen McAndrew DiDomenico; District 2: William O'Dea; District 3: Jeffrey Dublin; District 4: Eliu Rivera; District 5: Maurice Fitzgibbons; District 6: Tilo Rivas; District 7: Gerald Lange Jr.; District 8: Thomas Liggio; and District 9: Albert Cifelli.

Hoboken's public schools are operated by Hoboken Public Schools, and serve students in kindergarten through 12th grade. The district is one of 31 Abbott Districts statewide.

Schools in the district (with 2005-06 enrollment data from the National Center for Education Statistics) are three K-8 schools — Calabro Primary School, Connors Primary School and Wallace Primary School and A. J. Demarest High School and Hoboken High School for grades 9-12.

A.J. Demarest High School is a vocational high school offering such programs as Culinary Arts, Construction and Cosmetology.

Hoboken High School is a four-year comprehensive public high school in Hoboken, New Jersey, part of the Hoboken Public Schools.

As of the 2005-06 school year, the school had an enrollment of 621 students and 61.0 classroom teachers (on an FTE basis), for a student-teacher ratio of 10.2.

Hoboken High School has been an IB World School since August 1994, offering students the IB Diploma Programme.

The school was the 139th-ranked public high school in New Jersey out of 316 schools statewide, in New Jersey Monthly magazine's September 2008 cover story on NJ's Top Public High Schools. The school was ranked 260th in the magazine's September 2006 issue, which surveyed 316 schools across the state. The September 2008 issue of New Jersey Monthly magazine noted Hoboken High School as the second most improved high school in the state. The magazine includes 316 schools in its total ranking and HHS jumped from 260 in 2006 to 139 in 2008.

In addition, Hoboken has two charter schools, which are schools that receive public funds yet operate independently of the Hoboken Public Schools under charters granted by the Commissioner of the New Jersey Department of Education. Elysian Charter School serves students in grades K-8 and Hoboken Charter School in grades K-12.

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Governor of New Jersey

The Governor of New Jersey is the chief executive of the U.S. state of New Jersey. The current holder of that office is Jon Corzine, who re-assumed executive powers on May 7, 2007 from acting Gov. Richard Codey, after recuperating from an automobile accident on April 12, 2007. Corzine's term began on January 17, 2006 and continues until January 19, 2010.

The governor is directly elected by the voters to become the political and ceremonial head of the sovereign state. The governor performs the executive functions of the state, and is not directly subordinate to the federal authorities. The governor assumes additional roles, such as being the Commander-in-Chief of the New Jersey National Guard forces (when they are not federalized).

The Governor of New Jersey is considered one of the most powerful governorships in the nation as it is currently the only state-wide (non-federal) elected office in the state. Thus, unlike many other states that have elections for some cabinet-level positions, under the New Jersey State Constitution the governor appoints the entire cabinet, subject to confirmation by the New Jersey Senate.

The Governor is also responsible for appointing two constitutionally created officers, the New Jersey Attorney General and the New Jersey Secretary of State, with the approval of the senate.

State law allows for a maximum salary of $175,000. Jon Corzine accepts a token salary of $1 per year as Governor. Jim McGreevey, his predecessor, took home an annual salary of $157,000.

The Executive Mansion and ceremonial residence of the governor is Drumthwacket, located in the Township of Princeton. Some governors have chosen to either live in the mansion part-time or in their own homes.

On Election Day, November 8, 2005, the voters passed an amendment to the New Jersey State Constitution that creates the position of Lieutenant Governor of New Jersey, effective with the 2009 elections. The amendment also provides that in the event of a permanent vacancy in the office of Governor before the first Lieutenant Governor takes office in 2010, the President of the New Jersey Senate would become Governor and would vacate his or her Senate seat. Should the offices of Governor and President of the Senate be simultaneously vacant (or should the President of the Senate decline to become Governor), the Speaker of the New Jersey General Assembly would become Governor following a similar procedure.

Before this amendment was passed, a Senate President who became governor or acting governor as a result of a permanent vacancy in the Office of Governor was even more powerful than an elected governor, as he simultaneously served as president of the New Jersey Senate, thus having a major hand in one half of the legislative process and being the executive process. As a result of the constitutional amendment passed in 2005, Governor Richard Codey was the final person to wield such power.

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New Jersey

New Jersey ( /nuːˈdʒɝːzi/ (help·info)) is a state in the Mid-Atlantic and Northeastern regions of the United States. It is bordered on the north by New York, and to its east the Hudson River, Sandy Hook Bay, Long Island and the Atlantic Ocean. Delaware, is on the southwestern side with Pennsylvania just to its west.

New Jersey lies largely within the sprawling metropolitan areas of New York and Philadelphia.

Inhabited by Native Americans for more than 2,800 years, the first European settlements in the area were established by the Swedes and Dutch in the early 1600s. The English later seized control of the region, naming it the Province of New Jersey, which was granted to Sir George Carteret and John Berkeley, 1st Baron Berkeley of Stratton as a colony. At this time, the name was taken from the largest of the English Channel Islands, Jersey. New Jersey was an important site during the American Revolutionary War; several decisive battles were fought there. Later, people who worked in factories in cities such as Paterson and Trenton helped to drive the Industrial Revolution in the nineteenth century. New Jersey's position at the center of the Northeast Corridor, between Boston, New York City, Philadelphia, Baltimore and Washington, D.C., fueled its rapid growth through the suburban boom of the 1950s and beyond. Today, New Jersey has the highest population density of any state in the United States, and its median income is second highest.

New Jersey is bordered on the north and northeast by New York; on the east by the Atlantic Ocean; on the south and southwest by Delaware across Delaware Bay; and on the west by Pennsylvania across the Delaware River.

New Jersey can be thought of as five regions, based on natural geography and population. Northeastern New Jersey, the Gateway Region, lies within the New York metropolitan area, and some residents commute into the city to work. Northwestern New Jersey, or the "Skylands", is, compared to the northeast, more wooded, rural, and mountainous, but still a popular place to live. The "Shore" along the Atlantic Coast in the southeast has its own residence and lifestyle characteristics owing to the ocean. The southwest is within Metropolitan Philadelphia, and is included in the Delaware Valley. The fifth region is the Pine Barrens in the interior of the southern part and is covered rather extensively by mixed pine and oak forest, and as such has a much lower population density than much of the rest of the state.

New Jersey also can be broadly divided into three geographic regions: North Jersey, Central Jersey, and South Jersey. Some people do not consider Central Jersey a region in its own right, but many believe it is a separate geographic and cultural area from the North and South.

It is also at the center of the Boston to Washington megalopolis.

High Point, in Montague Township, Sussex County, is the highest elevation, at 1,803 feet (550 m). The Palisades are a line of steep cliffs on the lower west side of the Hudson River.

Major rivers include the Hudson, Delaware, Raritan, Passaic, Hackensack, Rahway, Musconetcong, Mullica, Rancocas, Manasquan, Maurice, and Toms rivers.

Sandy Hook, along the eastern coast, is a popular recreational beach. It is a barrier spit and an extension of the Barnegat Peninsula along the state's Atlantic Ocean coast.

As with many other geographic features, New Jersey's climate divides into regions; the south, central, and northeast parts of the state have a humid subtropical climate, while the northwest has a humid continental climate, with slightly cooler temperatures due to higher elevation and mountains.

Summers are typically hot and humid, with statewide average high temperatures of 82 - 88°F (28 - 31°C) and lows of 60 - 70°F (15 - 21°C), however temperatures exceed 90°F (32°C) on average of 18-25 days each summer, but rarely exceed 100°F (38°C). Winters are usually cold with average high temperatures of 38 - 46°F (3 - 8°C) and lows of 26 - 32 °F (-3 - 0 °C) for most of the state, but temperatures could for few days be as low as 10's to 20's°F (-12 to -6°C) and sometimes be as high as 50's or 60's°F (~10 - 15°C) during the winter. Northwestern parts of the state have slightly colder winters with average temperatures just below freezing. Spring and Autumn are erratic, and could range from chilly to warm, although they are usually pleasantly mild with low humidity.

Average annual precipitation ranges from 43 to 51 inches (1,120 - 1,320 mm), fairly spread throughout the year. Average snowfall per winter season range from 10 - 15 inches (25 - 38 cm) in the south and near the seacoast, 15 - 30 inches (38 - 78 cm) in the northeast and central part of the state, to about 40 - 50 inches (1 - 1,27 m) in the northwestern highlands, but this often vary from year to year. Precipitations falls on an average of 120 days a year, with 25 to 30 thunderstorms that mostly occur during the summer.

During winter and early spring, New Jersey can in some years experience nor'easters, which could cause blizzards or flooding in northeastern parts of the United States. New Jersey could also have drought and rain-free period for weeks. Hurricanes and tropical storms (such as Hurricane Floyd in 1999), and earthquakes are rare.

Around 180 million years ago, during the Jurassic Period, New Jersey bordered North Africa. The pressure of the collision between North America and Africa gave rise to the Appalachian Mountains. Around 18,000 years ago, the Ice Age resulted in glaciers that reached New Jersey. As the glaciers retreated, they left behind Lake Passaic, as well as many rivers, swamps, and gorges.

New Jersey was originally settled by Native Americans, with the Lenni-Lenape being dominant at the time Europeans arrived. The Lenape were loosely organized groups that practiced small-scale agriculture (mainly based on corn) in order to increase their largely mobile hunter-gatherer society in the region surrounding the Delaware River, the lower Hudson River, and western Long Island Sound. The Lenape society was divided into matrilinear clans that were based upon common female ancestors. These clans were organized into three distinct phratries identified by their animal sign: Turtle, Turkey, and Wolf. They first encountered the Dutch in the early 1600s, and their primary relationship with the Europeans was through fur trade.

Since the state's inception, New Jersey has been characterized by ethnic and religious diversity. New England Congregationalists settled alongside Scottish Presbyterians and Dutch Reformed migrants from New York. While the majority of residents lived in towns with individual landholdings of 100 acres (0.4 km2), a few rich proprietors owned vast estates. English Quakers and Anglicans owned large landholdings. New Jersey remained agrarian and rural throughout the colonial era, and commercial farming only developed sporadically. Some townships, though, like Burlington and Perth Amboy, emerged as important ports for shipping to New York and Philadelphia. The colony's fertile lands and tolerant religious policy drew more settlers, and New Jersey boasted a population of 120,000 by 1775.

Much of New Jersey was claimed by the Dutch. The Dutch colony of New Netherland consisted of parts of modern New York (New Amsterdam) and New Jersey. Although the European principle of land ownership was not recognized by the Lenape, Dutch policy required formal purchase of all land settled upon, and the first such purchase was of Manhattan, by Peter Minuit.

The entire region became a territory of England in 1664, when an English fleet under the command of Colonel Richard Nicolls sailed into what is today New York Harbor and took over the colony, against extremely low resistance.

During the English Civil War the Channel Island of Jersey remained loyal to the Crown and gave sanctuary to the King. It was from the Royal Square in St. Helier that Charles II of England was first proclaimed King in 1649, following the execution of his father, Charles I. The North American lands were divided by Charles II, who gave his brother, the Duke of York (later King James II) the region between New England and Maryland as a proprietary colony (as opposed to a royal colony). James then granted the land between the Hudson River and the Delaware River (the land that would become New Jersey) to two friends who had remained loyal through the English Civil War: Sir George Carteret and Lord Berkeley of Stratton. The area was named, the Province of New Jersey.

Settlement for the first 10 years of English rule was in the Hudson River region and came primarily from New England. On March 18, 1673, Berkeley sold his half of the colony to Quakers in England (with William Penn acting as trustee for a time), who settled the Delaware Valley region as a Quaker colony. New Jersey was governed very briefly as two distinct provinces, East and West Jersey, for 28 years between 1674 and 1702. In 1702, the two provinces were reunited under a royal, rather than a proprietary, governor. Edward Hyde, Lord Cornbury became the first governor of the colony as a royal colony. Lord Cornbury was an ineffective and corrupt ruler, taking bribes and speculating on land, so in 1708 he was recalled to England. New Jersey was then ruled by the governors of New York, but this infuriated the settlers of New Jersey, who accused those governors of favoritism to New York. Judge Lewis Morris led the case for a separate governor, and was appointed governor by King George II in 1738.

New Jersey was one of the Thirteen Colonies that revolted against British rule in the American Revolution. The New Jersey Constitution of 1776 was passed July 2, 1776, just two days before the Second Continental Congress declared American Independence from Britain. It was an act of the Provincial Congress, which made itself into the state Legislature. To reassure neutrals, it provided that it would become void if New Jersey reached reconciliation with Great Britain.

New Jersey representatives Richard Stockton, John Witherspoon, Francis Hopkinson, John Hart, and Abraham Clark were among those who signed the United States Declaration of Independence.

During the American Revolutionary War, British and American armies crossed New Jersey numerous times and several pivotal battles took place in the state. Because of this, New Jersey today is often referred to as "The Crossroads of the Revolution." The winter quarters of the revolutionary army were established there twice by George Washington in Morristown, which was called the military capital of the revolution.

On December 25, 1776, the Continental Army under George Washington crossed the Delaware River and engaged the unprepared Hessian troops in the Battle of Trenton. Slightly more than a week after victory at Trenton, on January 3, 1777, the American forces gained an important victory by stopping Cornwallis's charges at the Second Battle of Trenton. By evading Cornwallis's army, Washington made a surprise attack on Princeton, and successfully defeated the British forces there.

Later, American forces under Washington met the forces under General Henry Clinton at the Battle of Monmouth in an indecisive engagement. Washington attempted to take the British column by surprise; when the British army attempted to flank the Americans, the Americans retreated in disorder. The ranks were later reorganized and withstood the British charges.

In the summer of 1783, the Continental Congress met in Nassau Hall at Princeton University, making Princeton the nation's capital for four months. It was there that the Continental Congress learned of the signing of the Treaty of Paris (1783), which ended the war.

New Jersey was the third state to ratify the United States Constitution, which was overwhelmingly popular in New Jersey, as it prevented New York and Pennsylvania from charging and keeping tariffs on goods imported from Europe. In November 20, 1789, the state became the first in the newly formed Union to ratify the Bill of Rights.

On February 15, 1804, New Jersey became the last northern state to abolish new slavery and enacted legislation that slowly phased out existing slavery. This lead to a gradual scale-down of the slave population, but by the close of the Civil War about a dozen African-Americans in New Jersey were still apprenticed freedmen. New Jersey initially refused to ratify the Constitutional Amendments banning slavery and granting rights to America's Black population.

In 1844, the second state constitution was ratified and brought into effect. Counties thereby became districts for the State Senate, and some realignment of boundaries (including the creation of Mercer County) immediately followed. This provision was retained in the 1947 Constitution, but was overturned by the Supreme Court of the United States in 1962 by the decision Baker v. Carr. While the Governorship was stronger than under the 1776 constitution, the constitution of 1844 created many offices that were not responsible to him, or to the people, and it gave him a three-year term, but he could not succeed himself.

Unlike the Revolutionary War, no Civil War battles took place within the state. However, throughout the course of the Civil War, over 80,000 from New Jersey enlisted in the Northern army to defeat the Southern Confederacy.

New Jersey was one of the few states to reject President Abraham Lincoln twice in national elections, and sided with Stephen Douglas and George B. McClellan during their campaigns. McClellan later became governor. During the war, the state was led first by Republican Governor Charles Smith Olden, then by Democrat Joel Parker.

In the Industrial Revolution, cities like Paterson grew and prospered. Previously, the economy had been largely agrarian, which was problematically subject to crop failures and poor soil. This caused a shift to a more industrialized economy, one based on manufactured commodities such as textiles and silk. Inventor Thomas Edison also became an important figure of the Industrial Revolution, having been granted 1,093 patents, many of which for inventions he developed while working in New Jersey. Edison's facilities, first at Menlo Park, NJ and then in West Orange, NJ, are considered perhaps the first research centers in the US. Christie Street in Menlo Park was the first thoroughfare in the world to have electric lighting. Transportation was greatly improved as locomotion and steamboats were introduced to New Jersey.

Iron mining was also a prevalent industry during the middle to late 1800s. Bog iron pits in central NJ were among the first sources of iron for the new nation. Mines such as Mt. Hope, Mine Hill and the Rockaway Valley Mines created a thriving industry, which spawned new towns and was one of the driving forces behind the need for the Morris Canal.

Through both World Wars, New Jersey was a center for war production, especially in naval construction. Battleships, cruisers, and destroyers were all made in this state. In addition, Fort Dix (1917) (originally called "Camp Dix"), Camp Merritt(1917) and Camp Kilmer(1941), were all constructed to house and train American soldiers through both World Wars. New Jersey also became a principal location for defense in the Cold War. Fourteen Nike Missile stations were constructed, especially for the defense of New York City and Philadelphia, Pennsylvania. PT-109, commanded by Lt.(jg) John F. Kennedy, was built at the Elco Boatworks in Bayonne, and the aircraft carrier USS Enterprise (CV-6) was briefly docked at the Military Ocean Terminal in Bayonne in the 1950s before she was sent to Kearney to be scrapped. In 1962, the world's first nuclear powered cargo ship, the NS Savannah was launched at Camden.

New Jersey prospered through the Roaring Twenties. The first Miss America Pageant was held in 1921, the first drive in movie was shown in Camden in 1933, and in 1927 the Holland Tunnel opened. During the Great Depression of the nineteen thirties, the state offered begging licenses to unemployed residents, the zeppelin Hindenburg went up in flames over Lakehurst, and the SS Morro Castle beached itself on the Jersey Shore after going up in flames while at sea.

In 1951, the New Jersey Turnpike opened, permitting fast travel by car or truck from the northern cities to southern New Jersey and Philadelphia area.

In the 1960s, residents of a few New Jersey cities rioted. Because many of the rioters had dark skin, these events were often referred to as race riots. The first race riots in New Jersey occurred in Jersey City on August 2, 1964. Several others ensued in 1967, in Newark and Plainfield. Camden rioted in 1971.

Residents of New Jersey are most commonly referred to as "New Jerseyans" or "New Jerseyites." The United States Census Bureau, as of July 1, 2008, estimated New Jersey's population at 8,682,661, which represents an increase of 268,301, or 3.2%, since the last census in 2000. This includes a natural increase since the last census of 343,965 people (that is 933,185 births minus 589,220 deaths) and a decrease due to net migration of 53,930 people out of the state. Immigration from outside the United States resulted in a net increase of 384,687 people, and migration within the country produced a net loss of 438,617 people. As of 2005, there were 1.6 million foreign-born living in the state (accounting for 19.2% of the population).

As of 2006, New Jersey is the eleventh-most populous state, but the most densely populated, at 1,174 residents per square mile (453 per km²), although the density varies widely across the state. It is also the second wealthiest state in the United States according to the United States Census Bureau.

The center of population for New Jersey is located in Middlesex County, in the town of Milltown, just east of the New Jersey Turnpike (see map of location).

New Jersey is one of the most religiously and ethnically diverse states in the country. It has the second largest Jewish population by percentage after New York; the second largest Muslim population by percent (after Michigan); the third highest Asian population by percent, the third highest Italian-American population by percent of any state according to the 2000 Census; and a large percentage of the population is Black, White American, Hispanic American, Arab American, and Asian American. It has the third highest Indian American population of any state by absolute numbers; Also, it has the third largest Korean American population, fourth largest Filipino-American and fifth largest Chinese American Population of any state. The five largest ancestry groups are: Italian (17.9%), Irish (15.9%), African (13.6%), German (12.6%), Polish (6.9%).

Newark and Camden are two of the poorest cities in America, but New Jersey as a whole has the second highest median household income among the states. This is largely because so much of New Jersey consists of suburbs, most of them affluent, of New York City and Philadelphia. New Jersey is also the most densely populated state in the nation, and the only state that has had every one of its counties deemed "urban" as defined by the Census Bureau's Combined Statistical Area.

6.7% of its population was reported as under age 5, 24.8% under 18, and 13.2% were 65 or older. Females made up approximately 51.5% of the population.

According to the 2000 U.S. Census, 12.31% of the population aged 5 and over speak Spanish at home, while 1.48% speak Italian.

The Bureau of Economic Analysis estimates that New Jersey's total state product in 2006 was $434 billion.

Its per capita personal income in 2004 was $41,636, 2nd in the U.S. and 126% of the national average of $33,041. Its median household income is the highest in the nation with $55,146. The state also has the highest percentage of millionaire households. It is ranked 2nd in the nation by the number of places with per capita incomes above national average with 76.4%. Nine of New Jersey's counties are in the wealthiest 100 of the country.

New Jersey faces a deficit that could be as large as 3 billion for the fiscal year that starts July 1, 2008.

New Jersey has seven tax brackets for determining income tax rates. The rates range from 1.4 to 8.97%. The standard sales tax rate is 7%, applicable to all retail sales unless specifically exempt by law. Exemptions include most food items for at-home preparation, medicines, clothing (except fur items), footwear, and disposable paper products for use in the home. Approximately 30 New Jersey municipalities are designated as Urban Enterprise Zones and shoppers are charged a 3½% tax rate, half of the rate charged outside the UEZs. Sections of Elizabeth and Jersey City are examples of communities that are subject to the lower sales tax rate. All real property located in the state is subject to property tax unless specifically exempted by statute. New Jersey does not assess an intangible personal property tax, but it does impose an inheritance tax.

New Jersey's economy is centered on the pharmaceutical industry, chemical development, telecommunications, food processing, electric equipment, printing and publishing, and tourism. New Jersey's agricultural outputs are nursery stock, horses, vegetables, fruits and nuts, seafood, and dairy products.

Although New Jersey is home to many energy-intensive industries, its energy consumption is only 2.7% of the U.S. total, and its carbon dioxide emissions are only 0.8% of the U.S. total. Its comparatively low greenhouse gas emissions can be attributed to nuclear power. According to the Energy Information Administration, nuclear power dominates New Jersey’s electricity market, typically supplying more than one-half of State generation. New Jersey has three nuclear power plants, including the Oyster Creek Nuclear Generating Station, which came online in 1969 and is the oldest operating nuclear plant in the country.

New Jersey has a strong scientific economy. New Jersey is home to major pharmaceutical firms such as Johnson and Johnson, Sanofi-Aventis, Novartis, Pfizer, Merck, Wyeth, Hoffman-LaRoche, Bristol-Myers Squibb, and Schering-Plough. New Jersey is home to major telecommunications firms such as Verizon Wireless, Avaya, Alcatel-Lucent and AT&T Communications. Furthermore, New Jersey draws upon its large and well-educated labor pool which also supports the myriad of industries that exist today.

New Jersey is the ultimate bedroom community since the state is right next to New York City and Philadelphia. Thus, there is a strong service economy in New Jersey serving residents who work in New York City or Philadelphia. Some of these industries include retail sales, education and real estate. Newark Liberty International Airport is ranked seventh among the nation's busiest airports and among the top 20 busiest airports in the world.

Shipping is a strong industry in New Jersey because of the state's strategic location. The Port Newark-Elizabeth Marine Terminal was the world's first container port and is one of the world's largest container ports. New Jersey also has a strong presence in chemical development, refining and food processing operations.

New Jersey hosts several business headquarters, including twenty-four Fortune 500 companies. Paramus is noted for having one of the highest retail sales per person ratios in the nation.

Several New Jersey counties such as Somerset (7), Morris (10), Hunterdon (13), Bergen (21), Monmouth (42) counties are ranked among the highest-income counties in the United States. Four others are also in the top 100.

New Jersey has the highest imbalance of any state in the United States between what it gives to the federal government and what it receives. In fiscal year 2005, New Jersey taxpayers gave the federal government $77 billion dollars but only received $55 billion dollars back. This difference is higher than any other state and means that for every $1.00 New Jersey taxpayers send to Washington, the state only receives $0.61 dollars back. This calculation is applied correctly after making the federal government deficit neutral as sometimes the federal government spends more than it takes in. As of 2005, New Jersey has never been above 48th in rank for per capita federal spending (with a rank of 50th for the majority of that time) since 1982 while being 2nd or 3rd in the per capita federal taxes paid to Washington.

As a result, New Jersey runs into deficits frequently and has one of the highest tax burdens in the nation. Factors for this include the large federal tax liability which is not adjusted for New Jersey's higher cost of living and Medicaid funding formulas. As shown by the study, incomes tend to be higher in New Jersey, which puts those in higher tax brackets especially vulnerable to the alternative minimum tax. However, such higher salaries are negated by the high taxes when the large property and state/local income taxes, as well as the low rate of return by the federal government (which may cause those high taxes) is included.

New Jersey's greatest natural resource is its location, which has made the state a crossroads of commerce. Other commercial advantages include its extensive transportation system, which puts one quarter of all United States consumers within overnight delivery range. Lake and seaside resorts such as Atlantic City have contributed to New Jersey's rank of fifth among the states in revenues from tourism.

Despite more than three centuries of development almost half of New Jersey is still wooded. The chief tree of the northern forests is the oak. A large part of the southern section is in pine. Jersey oak has been used extensively in shipbuilding.

The mineral resources in New Jersey are small. The state, however, does rank high in smelting and refining minerals from other states. Some mining activity does still take place in the area in and around the Franklin Furnace, which was long a center of zinc production (see New Jersey Zinc Company).

The New Jersey Turnpike is one of the best-known and most-trafficked roadways in the United States. This toll road carries interstate traffic between Delaware and New York, and the East Coast in general. Commonly referred to as simply "the Turnpike," it is known for its numerous rest-areas named after prominent New Jerseyans as diverse as inventor Thomas Edison; United States Secretary of the Treasury Alexander Hamilton; United States Presidents Grover Cleveland and Woodrow Wilson; writers James Fenimore Cooper, Joyce Kilmer, and Walt Whitman; patriot Molly Pitcher; Red Cross advocate Clara Barton; and football coach Vince Lombardi.

The Garden State Parkway, or simply "the Parkway," carries more in-state traffic and runs from the town of Montvale along New Jersey's northern border to its southernmost tip at Cape May for 172.4 miles (277.5 km). It is the trunk that connects the New York metropolitan area to Atlantic City and it is consistently one of the safest roads in the nation.

New Jersey is connected to New York City via various bridges and tunnels. The George Washington Bridge carries one of the heaviest loads of traffic in the world from New Jersey to the Washington Heights neighborhood in Upper Manhattan in New York City. The Lincoln Tunnel connects to Midtown Manhattan and the Holland Tunnel connects to Lower Manhattan. These are the three major Hudson River crossings that see heavy vehicular traffic. New Jersey is also connected to Staten Island by three bridges. From the southernmost to northernmost; the Outerbridge Crossing, Goethals Bridge, and Bayonne Bridge. The Goethals Bridge also provides a route from New Jersey to Brooklyn, New York.

Other expressways in New Jersey include the Atlantic City Expressway, the Palisades Interstate Parkway, Interstate 76, Interstate 78, Interstate 80, Interstate 195, Interstate 280, Interstate 287, and Interstate 295. Other major roadways include U.S. 1, U.S. 9, U.S. Route 1/9. Non-major roadways include Interstate 676 and U.S. Route 46.

New Jersey has interstate compacts with all three neighboring states. The Port Authority of New York and New Jersey, the Delaware River Port Authority (with Pennsylvania), and the Delaware River and Bay Authority (with Delaware) operate most of the major transportation routes into and out of New Jersey. Bridge tolls are collected in one direction only — it is free to cross into New Jersey, but motorists must pay when exiting the state. Exceptions to this are the Dingman's Ferry Bridge and the Delaware River-Turnpike Toll Bridge where tolls are charged both ways. The Washington Crossing and Scudders Falls (on I-95) bridges near Trenton, as well as Trenton's Calhoun Street and Bridge Street ("Trenton Makes") bridges, are toll-free.

New Jersey is one of only two states (along with Oregon) where self-service filling of gasoline is prohibited.

Newark Liberty International Airport is one of the busiest airports in the United States. Operated by the Port Authority of New York and New Jersey, which runs the other two major airports in the New York metropolitan area (John F. Kennedy International Airport and LaGuardia Airport), it is one of the main airports serving the New York City area. Continental Airlines is the facility's largest tenant, operating an entire terminal at Newark, which it uses as one of its primary hubs. FedEx Express operates a large cargo hub. The adjacent Newark Airport railroad station provides access to the trains of Amtrak and New Jersey Transit along the Northeast Corridor Line.

Two smaller commercial airports, Atlantic City International Airport and Trenton-Mercer Airport, also operate in other parts of New Jersey. Teterboro Airport, in Bergen County, is a general aviation airport popular with private and corporate aircraft, due to its proximity to New York City. Millville Municipal Airport, in Cumberland County, is a general aviation airport popular with private and corporate aircraft, due to its proximity to the shore.

The New Jersey Transit Corporation (N. J. Transit) operates extensive rail and bus service throughout the state. N. J. Transit is a state-run corporation that began with the consolidation of several private bus companies in North Jersey. In the early 1980s, it acquired the commuter train operations of Conrail that connect towns in northern and central New Jersey to New York City. NJ Transit has eleven lines that run throughout different parts of the state. Most of the trains start at various points in the state and most end at either Pennsylvania Station, in New York City, or Hoboken Terminal in Hoboken. NJ Transit began service between Atlantic City and Lindenwold in 1989 and extended it to Philadelphia, Pennsylvania, in the 1990s.

N. J. Transit also operates three light rail systems in the state. The Hudson-Bergen Light Rail connects Bayonne to North Bergen, with planned expansion into Bergen County communities. The Newark Light Rail is the only subway system entirely in the state, but it is only partially underground. Its Main Line connects Newark Penn Station in Downtown Newark with outer parts of the city, ending at Grove Street station in Bloomfield. The Broad Street Line of the subway, the first component of the Newark-Elizabeth Rail Link, connects Newark Broad Street Station to Newark Penn Station. The last of the three light rail lines is the River Line which connects Trenton and Camden.

The PATH is a subway and above-ground railway which links Hoboken, Jersey City, Harrison and Newark with New York City. The PATH operates four lines that connect various points in North Jersey and New York. The lines all terminate in Hudson County, Essex County or Manhattan in New York City.

The PATCO High Speedline links Camden County and Philadelphia. PATCO operates a single elevated and subway line that runs from Lindenwold to Center City Philadelphia. PATCO operates stations in Lindenwold, Voorhees, Cherry Hill, Haddonfield, Haddon Township, Collingswood, and Camden, along with four stations in Philadelphia.

Amtrak also operates numerous long-distance passenger trains in New Jersey to and from neighboring states and around the country. In addition to the Newark Airport connection, other major Amtrak railway stations include Trenton Rail Station, Metropark, and the grand historic Newark Penn Station.

SEPTA also has two lines that operate into New Jersey. The R7 lines terminates at the Trenton Rail Station, and the R3 lines terminates at the West Trenton Rail Station in Ewing.

AirTrain Newark is a monorail connecting the Amtrak/NJ Transit station on the Northeast Corridor to the airport's terminals and parking lots.

Some private bus carriers still remain in New Jersey. Most of these carriers operate with state funding to offset losses and state owned buses are provided to these carriers of which Coach USA companies make up the bulk. Other carriers include private charter and tour bus operators that take gamblers from other parts of New Jersey, New York City, Philadelphia, and Delaware to the casino resorts of Atlantic City.

There are many ferry services that operate in New Jersey.

On the Delaware Bay, the Delaware River and Bay Authority operates the Cape May-Lewes Ferry. The Delaware River and Bay Authority also operates ferries between Fort Mott in New Jersey and Fort Delaware and Fort DuPont in Delaware. The Delaware River Port Authority operates the RiverLink Ferry between the Camden waterfront and Penn's Landing in Philadelphia, Pennsylvania.

On the Hudson River, New York Waterway has numerous ferry terminals in Belford, Jersey City, Hoboken and Weehawken. The stops are at Port Liberte, Liberty Harbor, Colgate/Exchange Place in Jersey City, Belford, Port Imperial and Lincoln Harbor in Weehawken, Hoboken Terminal (Hoboken South) and 14th Street (Hoboken North) in Hoboken. These ferries run to one or several of the Manhattan stops at Wall Street, the World Financial Center or Midtown at 39th St. Liberty Landing in Jersey City has ferries from Portside in Paulus Hook and Liberty Landing in Liberty State Park. The Hornblower Cruises ferry has service from Liberty State Park to Ellis Island and the Statue of Liberty. Although there is a bridge from Ellis Island to Jersey City, it was built for renovations on the building on the island and is considered unsafe for public use. SeaStreak offers services from the Raritan Bayshore to Manhattan and during the Met's season Shea Stadium. The ferries on the Bayshore leave from Atlantic Highlands and two terminals in Highlands. New York Water Taxi also has seasonal service from Paulus Hook to Wall Street. Ferry service from Keyport and Perth Amboy have been proposed and ferry service from Elizabeth has been discussed with a proposed light rail connection to Newark Airport and Downtown Elizabeth.

Jon Corzine (Democrat) is the Governor. The Governor of New Jersey is considered one of the most powerful governorships in the nation, as it is currently the only state-wide elected office in the state and appoints many government officials. Formerly, an Acting Governor was even more powerful as he simultaneously served as President of the New Jersey State Senate, thus directing half of the legislative and all of the executive process. In 2002 and 2007, President of the State Senate Richard Codey held the position of Acting Governor for a short time, and from 2004 to 2006 Codey became a long term Acting Governor due to Jim McGreevey's resignation. A 2005 amendment to the state Constitution prevents the Senate President from becoming Acting Governor in the event of a permanent gubernatorial vacancy without giving up their seat in the state Senate.

The governor's mansion is Drumthwacket, located in Princeton Township.

New Jersey is one of the few states that has no Lieutenant Governor. The first Lieutenant Governor of New Jersey will take office in January 2010 and will be elected conjointly with the Governor of New Jersey. The position was created as the result of a Constitutional amendment to the New Jersey State Constitution passed by the voters on November 8, 2005 and effective as of January 17, 2006.

The current version of the New Jersey State Constitution was adopted in 1947. It provides for a bicameral New Jersey Legislature, consisting of an upper house Senate of 40 members and a lower house General Assembly of 80 members. Each of the 40 legislative districts elects one State Senator and two Assembly members. Assembly members are elected for a two-year term in all odd-numbered years; State Senators are elected in the years ending in 1, 3, and 7 and thus serve either four- or two-year terms.

New Jersey is one of only five states that elects its state officials in odd numbered years (The others are Kentucky, Louisiana, Mississippi, and Virginia). New Jersey holds elections for these offices every 4 years in the years following federal Presidential election years. Thus, the last year when New Jersey elected a Governor was 2005; the next gubernatorial election will occur in 2009, with future gubernatorial elections to take place in 2013, 2017, 2021, etc.

The New Jersey Supreme Court consists of a Chief Justice and six Associate Justices. All are appointed by the Governor with the advice and consent of a majority of the membership of the State Senate. Justices serve an initial seven-year term, after which they can be reappointed to serve until age 70.

Most of the day-to-day work in the New Jersey courts is carried out in the Municipal Courts, where simple traffic tickets, minor criminal offenses, and small civil matters are heard. More serious criminal and civil cases are handled by the Superior Court for each county.

New Jersey's judiciary is unusual in that it still has separate courts of law and equity, like its neighbor Delaware but unlike most other U.S. states. The New Jersey Superior Court is divided into Law and Chancery Divisions at the trial level. The Superior Court also has an Appellate Division, which functions as the state's intermediate appellate court.

New Jersey is broken up into 21 counties, 13 date from the colonial era. New Jersey was completely divided into counties by 1692; the present counties were created by dividing the existing ones; most recently Union County in 1857. New Jersey is the only state in the nation where elected county officials are called "Freeholders," governing each county as part of its own Board of Chosen Freeholders. The number of freeholders in each county is determined by referendum, and must consist of three, five, seven or nine members.

Depending on the county, the executive and legislative functions may be performed by the Board of Chosen Freeholders or split into separate branches of government. In some counties, members of the Board of Chosen Freeholders perform both legislative and executive functions on a commission basis, with each Freeholder assigned responsibility for a department or group of departments. In other counties (Atlantic, Bergen, Essex, Hudson and Mercer), there is a directly elected County Executive who performs the executive functions while the Board of Chosen Freeholders retains a legislative and oversight role. In counties without an Executive, a County Administrator (or County Manager) may be hired to perform day-to-day administration of county functions.

New Jersey has 566 municipalities; the number was 567 before Pahaquarry Township was absorbed by Hardwick Township in 1997. Unlike other states in the west and south, all New Jersey land is part of a municipality. In 2008, governor Jon Corzine proposed cutting state aid to all towns under 10,000 people, to encourage mergers to reduce administrative costs.

When the types of government were devised in the nineteenth century, the intention was that cities would be large built-up areas, with progressively smaller boroughs, towns, and villages; the rural areas in between would be relatively large townships. This is still often true, although Shrewsbury Township has been divided over the years; today it is less than a square mile, consisting only of a single housing development. Some townships — notably Middletown, Brick, Hamilton, and Toms River — have, without changing their boundaries, become large stretches of suburbia, as populous as cities, often focused around shopping centers and highways rather than traditional downtowns and main streets.

Toms River, Short Hills, Murray Hill, and many other locations in New Jersey are not municipalities but rather neighborhoods, with no exact boundaries; often the cluster of houses, the traditional neighborhood, the postal district, and the Census designated place will differ.

The Federal Government has often failed to understand that a New Jersey township is just another municipality, and some municipalities have changed forms to become the Township of Borough of Verona or the Township of South Orange Village to receive more federal aid.

The five types of municipality differ mostly in name. Originally, each type had its own form of government but more modern forms are available to any municipality, even though the original type is retained in its formal name. Only boroughs can (but are not required to) have the "borough form" of government.

Starting in the 1900s, largely driven by reform-minded goals, a series of six modern forms of government was implemented. This began with the Walsh Act, enacted in 1911 by the New Jersey Legislature, which provided for a 3- or 5-member commission elected on a non-partisan basis. This was followed by the 1923 Municipal Manager Law, which offered a non-partisan council, provided for a weak mayor elected by and from the members of the council, and introduced Council-Manager government with an (ideally apolitical) appointed manager responsible for day-to-day administration of municipal affairs.

The Faulkner Act, originally enacted in 1950 and substantially amended in 1981, offers four basic plans: Mayor-Council, Council-Manager, Small Municipality, and Mayor-Council-Administrator. The act provides many choices for communities with a preference for a strong executive and professional management of municipal affairs and offers great flexibility in allowing municipalities to select the characteristics of its government: the number of seats on the Council; seats selected at-large, by wards, or through a combination of both; staggered or concurrent terms of office; and a mayor chosen by the Council or elected directly by voters. Most large municipalities and a majority of New Jersey's residents are governed by municipalities with Faulkner Act charters. Municipalities can also formulate their own unique form of government and operate under a Special Charter with the approval of the New Jersey Legislature.

While municipalities retain their names derived from types of government, they may have changed to one of the modern forms of government, or further in the past to one of the other traditional forms, leading to municipalities with formal names quite baffling to the general public. For example, though there are four municipalities that are officially named villages, Loch Arbour is the only one remaining with the village form of government. The three other villages—Ridgefield Park (now with a Walsh Act form), Ridgewood (now with a Faulkner Act Council-Manager charter), and most confusingly, South Orange (now the Township of South Orange Village)—have all migrated to other non-village forms.

New Jersey was once a politically competitive state in past federal elections but recently has become a Democratic stronghold. Currently, New Jersey Democrats hold the Governorship, have majority control of both houses of the Legislature (Senate: 22-18 & Assembly: 49-31), while federal Democrats hold both U.S. Senate seats and also 8 out of 13 of the state's delegation to the United States House of Representatives. No Republican has received a majority of the vote in a statewide election since George H. W. Bush's presidential victory in 1988, though the state had a Republican governor from 1994 to 2002, as Christie Todd Whitman won twice with vote percentages of 47 and 49 percent.

The state's Democratic strongholds include Mercer County around Trenton and Princeton; Essex County and Hudson County, the state's two most urban counties, around the state's two largest cities, Newark and Jersey City; Camden County and most of the other urban communities just outside of Philadelphia and New York; and more suburban northern counties in New York's orbit, such as Union County and Middlesex County.

The more suburban northwestern and southeastern counties of the state are reliably Republican: Republicans have backing along the coast in Ocean County and in the mountainous northwestern part of the state, especially Sussex County, Morris County, and Warren County. Somerset County and Hunterdon County, other suburban counties in the region, are also Republican in local elections but can be competitive in national races. In the 2004 General Election, President George W. Bush received about 52% in Somerset and 60% in Hunterdon, while up in rural Republican Sussex County, Bush won with 64% of the vote. In 2008, John McCain comfortably won Sussex, Morris, Warren, and Hunterdon counties (but won all of them by smaller margins than Bush did in 2004), but Somerset County went for Barack Obama, who received about 52% of the vote.

About half of the counties in New Jersey, however, are considered swing counties, but some go more one way than others. For an example, Bergen County, which leans Republican in the northern half of the county, is mostly Democratic in the more populated southern parts, causing it to usually vote slightly Democratic (same with Passaic County, with a highly populated Hispanic Democratic south and a rural, Republican north), other "swing" counties like Cape May County tend to go Republican, as they also have population in conservative areas.

To be eligible to vote in a U.S. election, all New Jerseyans are required to start their residency in the state 30 days prior to an election and register 29 days prior.

Socially, New Jersey is considered one of the most liberal states in the nation. Polls indicate two-thirds of the population are self-described as pro-choice; and in a Zogby poll of 802 people, a majority supported same-sex marriage. A Rasmussen Reports poll, however, showed that New Jersey voters consider marriage a union between a man and a woman as opposed to one between any two people by a margin of 54-42%.

In April 2004, New Jersey enacted a domestic partnership law, which is available to both same-sex and opposite-sex couples aged 62 and over. During 2006, the New Jersey Supreme Court voted 4 to 3 that state lawmakers must provide the rights and benefits of marriage to gay and lesbian couples. Moreover, effective February 19, 2007, New Jersey became the third state in U.S. (the other two being Connecticut and Vermont) to offer civil unions to same-sex couples, conferring over 850 rights, privileges and responsibilities of marriage; legislators declined, however, to use the term "marriage" for same-sex unions. Thus, three separate government-recognized relationships are now in effect in the Garden State: domestic partnerships, civil unions, and marriage.

New Jersey also has some of the most stringent gun-control laws in the U.S. These include bans on assault firearms, hollow nose bullets and even slingshots. No gun offense in New Jersey is graded less than a felony. BB guns and black powder guns are all treated as modern firearms. Visitors to the state should beware of bringing any firearms into the state. New Jersey does not recognize out of state gun licenses and aggressively enforces its own gun laws.

For its overall population and nation-leading density, New Jersey has a relative paucity of classic large cities. As of the United States 2000 Census, only four municipalities had populations in excess of 100,000. With the 2004 Census estimate, Woodbridge has surpassed Edison in population, as both joined the 100,000 club. The 2006 Census estimate states that both Edison and Woodbridge Township have dropped below the 100,000 mark.

Although some problems exist in certain inner city neighborhoods, New Jersey overall is considered to have one of the best public education systems in the United States. 54% of high school graduates continue on to college, which is tied with Massachusetts for the second highest rate in the nation (North Dakota holds first place at 59%). New Jersey also has the highest average scores for advanced placement testing in public schools in the nation. Secretary of Education Rick Rosenberg, appointed by Governor Jon Corzine, has created the Education Advancement Initiative (EAI) to increase College admission rates by 10% for New Jersey's high school students, decrease dropout rates by 15%, and increase the amount of money devoted to schools by 10%. Rosenberg was since forced to retract this plan when publicly criticized for taking the money out of healthcare to fund this initiative. New Jersey is ranked first in the nation in funding K-12 education but is ranked last in higher-education funding. New Jersey is home to more scientists and engineers per square mile than anywhere else in the world.

New Jersey currently has five teams from major professional sports leagues playing in the state, although the Major League Soccer team and two National Football League teams identify as being from New York.

Three of the state's four major professional sports teams play at the Meadowlands Sports Complex in East Rutherford. The Nets play in the Izod Center, and the Giants and Jets play in Giants Stadium. The Meadowlands and its sports venues are widely considered to be outdated by today's professional sports standards. This led to the Devils move away from the Meadowlands to the new Prudential Center in Newark at the start of the 2007-08 seasons. The Nets also have plans to leave the Meadowlands for Brooklyn as soon as the Barclays Center is completed for them. The Giants and Jets though announced in 2005 that they will be staying in the Meadowlands, and a new stadium for both teams should be ready by the 2010 season. The new stadium is part of the Xanadu Project taking shape at the sports complex. The Xanadu Project, when completed in 2008, will be the largest retail and entertainment complex in New Jersey.

The sports complex is also home to the Meadowlands Racetrack one of three major horse racing tracks in the state. The Meadowlands Racetrack along with Freehold Raceway in Freehold are two of the major harness racing tracks in North America. Monmouth Park Racetrack in Oceanport, is also a popular spot for thoroughbred racing in New Jersey and the northeast. It hosted the Breeders' Cup in 2007, and its turf course was renovated in preparation.

New Jersey's collegiate allegiances are more or less split among the three major Division 1 programs in the state - the Rutgers University (which is New Jersey's official state university) Scarlet Knights, the Seton Hall University (which is the state's largest Roman Catholic university) Pirates, and the Princeton University (the state's Ivy League university) Tigers. Both Rutgers and Seton Hall compete in the Big East Conference, and the rivalry between the two teams has always been an intense one. Rutgers and Princeton have an intense rivalry stemming from the first intercollegiate football game in 1869, though the two schools have not met on the football field since 1980. They continue to play each other annually in all other sports offered by the two universities.

Rutgers, which fields 24 teams from various sports, is nationally known for its excellent football and women's basketball programs. The university is planning a large expansion to the on-campus Rutgers Stadium to accommodate the rising number of fans, and the teams play in Piscataway, which is adjacent to the New Brunswick campus. The university also fields rising basketball and baseball programs. Rutgers' fan base is mostly derived from the western parts of the state and Middlesex County, not to mention its alumni base, which is the largest in the state.

Seton Hall, unlike Rutgers, does not field a football team. However, their basketball team has been one of the most storied programs in the Big East, and they play their home games at the state-of-the-art Prudential Center, located in downtown Newark. The Pirates, while lacking as large of an alumni base as the state university, have a large well of support in the predominantly Roman Catholic areas of the northern part of the state and the Jersey Shore.

In 1978, the New Jersey legislature approved casino gambling in Atlantic City. At that time, Las Vegas was the only mega-casino resort. By 1978, Atlantic City was in decline. It was no longer the seaside resort that it once was. With the institution of casino gambling, Atlantic City has come back as a resort city. There are numerous famous casinos, with its main contributor being Donald Trump. Many lie along the Atlantic City Boardwalk, the longest boardwalk throughout the Jersey Shore.

A long-circulated legend says a creature, the Jersey Devil or the Leeds Devil, terrorizes the population of the Pine Barrens. The New Jersey Devils are named for this mythical creature. New Jersey is also home to several other legends, such as the ghost of Annie's Road in Totowa and the haunted and demon-possessed Clinton Road in West Milford. Cooper Road in Middletown is assumed haunted by strange, ghostly people who jump out from behind trees at cars traveling down the unpaved, portion of the road. The unpaved section has no street lights and thus is very dangerous as it has sharp turns where the ghostly people, are assumed to jump in front of the cars from behind trees causing them to crash. There is also the Atco Ghost—the ghost of a little boy runs across the street late at night in Atco. It is also rumored that Jimmy Hoffa, the late leader of the Teamsters Union, is buried beneath Giants Stadium or the New Jersey Turnpike. However, on the popular television show MythBusters, the myth of Jimmy Hoffa being buried under Giants Stadium was debunked using ground penetrating radar.

The magazine Weird NJ (the creators of which later started Weird U.S.) was started to catalog and explore the ghosts, legends, and prevalence of otherwise "weird" things in the state.

See List of radio stations in New Jersey.

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